Conquer Comp Costs: Workers' Comp Training for Employers
Learn how to audit your own premium and cut your
experience mod — the way IWCP-certified advisors have
saved companies over $100M.
of premium audits contain errors
of businesses pay more than they legally owe
retroactive refunds are possible when errors are found
1,200+ Experience Mod reviews
$100M+ in premium savings
Est. 2001 25+ years of casework
Who is in control of your largest insurance check?
For most business owners, the answer is nobody. You have been taught that workers’ comp is a mandatory “tax” where the insurance company sets a rate and you simply write the check. That
belief is costing you money. The industry thrives on a system that is intentionally opaque, leaving
you to kick the desk and move on while silent overcharges siphon away your capital.
The numbers tell a story of total process failure. These aren’t just minor rounding errors. They are classification mistakes and inflated injury reserves that stay buried because nobody takes the time to look. Your Experience Mod is not a static punishment, it is a scorecard. If you don’t understand the rules of the game, you are losing money by default.
Most agents won’t tell you this because their understanding ends at the quote. They treat your mod like weather: something that just happens to you. But the secret to crushing these costs is process. By pulling back the curtain on the valuation date and auditing your audit, you move from a passive participant to an active owner. It’s time to stop letting workers’ comp happen to you and start taking definitive control.
Three modules. 3.5 hours.
The exact process Kevin uses.
Experience Mod Mastery
Learn how your mod is calculated, where errors hide, and how to get them corrected — including retroactive fixes going back two years.
OF MODS HAVE ERRORS THAT CAN BE FIXED RETROACTIVELY
Injury Prevention & Management
Hiring practices and return-to-work programs that keep claims low and your mod moving in the right direction.
MOD DISCOUNT AVAILABLE IN SOME STATES FOR RECOVERY-AT-WORK
Classification & Audit Mastery
With 500+ class codes and auditors who make mistakes, knowing how to verify your own audit may be the most valuable hour you spend this year.
PER YEAR LOST WHEN A CODE IS ALMOST RIGHT
1,500+ mod worksheets reviewed — and counting
Kevin Ring, MWCA, CWCA
Lead Workers’ Comp Analyst — Institute of WorkComp Professionals
Most people in this industry can tell you what the rules say. I can tell you where the system buries its mistakes — and exactly how to force a correction.
Kevin is the insurance industry’s “Secret Weapon” for technical workers’ compensation analysis. Since 2003, he has served as the tactical backbone of the Institute, helping independent agents unravel the complex errors that underwriters and incumbents miss. With a forensic eye for detail, Kevin has personally dissected over 1,500 Experience Mod worksheets, developing a proprietary “X-Ray Vision” for spotting overcharges.
1,500+
$100M+
20+ yrs
Real employers. Verified refunds.
The numbers below are exact. No rounding, no “up to.” Each client. Each refund. Each mod drop.
120 employees
Mod: 1.39 → 1.0
A 120-employee landscape contractor with a 1.39 mod got it corrected to 1.0 — and received a $104,000 premium refund.
Fewer than 10 employees
Premium: $18,000 → $6,000
A sign company with fewer than 10 employees was misclassified into the highest risk category. Fixing it cut their premium from $18,000 to $6,000 — a $12,000 annual savings.
42 employees
Rate: $2.90 → $0.32
A speech pathology group had 42 misclassified employees paying at a $2.90 rate. Reclassified to $0.32, their annual premium dropped from $15,000 to $1,513 — plus a $30,000 refund.
7 Secrets That Cost You a Bundle on Workers' Comp
If you want to stop letting workers’ comp happen to you and start taking definitive control of your costs, you need to understand the rules the insurance companies aren’t telling you. Grab this free report to see exactly where your money is being buried.
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7 Secrets That Cost You a Bundle on Workers' Comp
Institute of WorkComp Professionals