Real employers. Verified refunds.
You have likely been told that workers’ comp is a fixed cost and there is nothing you can do about it. The numbers tell a different story. Review the real-world results below to see exactly how businesses like yours took definitive control and stopped letting the insurance companies treat their bank accounts like an open bar.
120 employees · $19M revenue
Mod: 1.39 → 1.0
A 120-employee landscape contractor with a 1.39 mod got it corrected to 1.0 — and received a $104,000 premium refund.
Fewer than 10 employees
Premium: $18,000 → $6,000
A sign company with fewer than 10 employees was misclassified into the highest risk category. Fixing it cut their premium from $18,000 to $6,000 — a $12,000 annual savings.
42 employees · healthcare
Rate: $2.90 → $0.32
A speech pathology group had 42 misclassified employees paying at a $2.90 rate. Reclassified to $0.32, their annual premium dropped from $15,000 to $1,513 — plus a $30,000 refund.
42 employees · 21-year broker relationship
Mod: 1.40 → 1.23
A grading contractor with a 1.40 mod — and the same broker for 21 years — had open claims that had actually been closed for two years. Correcting them dropped the mod to 1.23, saving $33,150 over three years.